Average Credit Score by Chain

The average credit score on-chain across 8 EVMs is 617 which means that on average, users on-chain have a 12.9% likelihood of being liquidated when borrowing.

Users on Optimism are typically less likely to be liquidated (11.6%), while users on Base have a higher likelihood of liquidation (13.8%).

The variation in credit scores across chains is influenced by user behavior and protocol usage, as each protocol has unique liquidation parameters and exposure to volatile-asset markets.

Credit scores are dynamic, recalculating constantly as users transact. They can be integrated into any financial protocol for risk assessment and decision-making.

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